That about sums it up.
I have lived my entire life in the mid-sized town that I was born in and, save for two short stints with roommates, resided rent-free with my parents. I graduated high school with same people I went to kindergarten with and attended my parent's alma mater (as stated, in the same town I had always lived in). My parents make a reasonable sum of money and my mother is good at budgeting, so all necessities were taken care of and my undergraduate tuition was paid for. I suspect that my parents footed the bill for my college because they knew I would run off and join the circus if I was not forced to stay put.
The move to London will be my first real move. I will be living alone for the first time and attempting to be self sustaining. I have to deal with all the normal adulty-graduate school activities, such as ploughing through Stafford loan applications and organizing housing, except I am dealing with doing it in another country. So, on top of that, I have to figure out applying for a student visa, finding a (cheap) plane ticket and subsequently moving my belongings overseas without breaking the bank, and sort through cellphone plans and how insurance works in the UK. Most of this sounds easy, and it would be had I have ever dealt with things like plane tickets, insurance, and cellphones before. I always figured I was ignorant, but I never considered myself sheltered until I finally get thrown in my face all those things that my parents had taken care of for me.
But it will be worth it to get a Master's degree in London.